Who we are

I'm Ardal Powell. I work with professionals, business owners, and organizations in the Hudson Valley and beyond who are planning for a secure financial future.

My own business and personal journey has earned me a broad range of life and professional experience, allied with a talent for creative problem solving. Hard-won knowledge and abilites give me the right perspective, skills, and empathy to help clients plan for and adapt to life's changes, both planned and unforeseen.

My diverse working roles have called for inventive approaches, continuous learning, and constant rethinking of conventional wisdom.

About me

A native of England, my parents were musicians in the Bournemouth Symphony Orchestra. After taking my degree at the University of Cambridge I moved to The Netherlands for graduate study in music, and then to the U.S., where I co-founded an international musical instrument making company and became a citizen.

During 25 years in the musical instrument business I became the world's leading authority on the history of the flute and flute-playing. My prizewinning research drove me to study and teach the sociology of culture and technology in order to find meaningful concepts to explain historical processes to the public. I went on to hold business development positions in the rapidly changing publishing industry.

This long and varied experience in business management, innovation, and research has equipped me with a vast toolkit of insight to serve the financial needs of each individual client. My personal story illustrates the central value of needs analysis in achieving success and financial security. I understand small business owners' concerns because I have walked many miles in their shoes. With my roots in education and performing arts, I know the role non-profits and philanthropy play in these fundamental social projects, as well as the benefits donors can achieve by supporting them.

As well as being insurance licensed by New York, Connecticut, Massachusetts, California(CA Insurance Lic. #4047106), and Indiana, and in addition to holding a securities registration with FINRA, I am authorized to offer life insurance and lifetime income annuity products from New York Life to AARP members. I am Certified in Long-Term Care(CLTC®) to be able to address this key aspect of retirement planning. A relationship with me is your resource to access focused, personal service backed by one of the nation's strongest financial institutions. Let's talk.

Advanced Planning Group


— Andrew Carnegie

New York Life's Advanced Planning Group(APG) is a team of nearly 30 professionals with specialized training in law, taxation, accounting, business, insurance, finance, and philanthropic planning. With more than 300 years of collective experience, the APG supports a variety of wealth strategies and business planning objectives in these key areas:

  • Nonqualified executive benefit strategies
  • Wealth transfer and distribution strategies
  • Transnational planning (non-U.S. citizen)
  • Estate tax mitigation
  • Charitable planning

Through our individualized case development process, we listen and understand what's important. With our nationwide Agency network, we've been down this path hundreds of times before, helping clients reach their retirement, estate and business planning goals and objectives.

Neither New York Life Insurance Company nor its Agents provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

Advanced Income Solutions

The Advanced Income Solutions Team will help you prepare for some of the unique challenges you face when planning for retirement income. Customized case analysis and industry leading tools ensure that we can provide you with innovative strategies that will give you confidence when planning for income in retirement.


NYLIFE Securities focuses on providing clients with brokerage services and a wide variety of investment options. As a registered broker-dealer and a wholly owned subsidiary of New York Life Insurance Company, NYLIFE Securities can offer the resources needed to help clients enhance their opportunities to grow and maintain their wealth.

Our exceptional client service, investment platform, and competitive cost structure can help address clients' needs, regardless of their financial objectives. Our goal is to develop a long-term financial relationship with our clients and to prudently serve their needs throughout their life.